> For the complete documentation index, see [llms.txt](https://docs.papayaglobal.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.papayaglobal.com/api-reference/beneficiaries-management.md).

# Beneficiaries Management

### Beneficiaries <a href="#beneficiaries" id="beneficiaries"></a>

Before making a payment, it is necessary to create a beneficiary resource. The beneficiary refers to the person or organization receiving the payment, and their bank details and preferred payment method are recorded. Upon creation, a beneficiary ID is generated, which can then be used to initiate a payment through a payment resource.

{% hint style="info" %}
**The Beneficiary Management API is responsible for managing beneficiary information through creating, updating, deleting, and retrieving data.**
{% endhint %}